Our story

At Deck, we reward the 'smart ones': people who only insure what they cannot bear themselves. The waste we take out of insurance together, we give back to you through a competitive premium. Our aim is to banish waste and fraud from insurance. 75% of claims are under €1,000. We do this by going back to the basics of insurance: we are there for claims you cannot bear on your own.

Deck believes in combining online convenience with personal service from advisers. So you can chat with us, and with an adviser instead of a bot. And, of course, you can reach us by phone. You can call us without a drop-down menu.

Why is the premium lower with us?

Insure only the big bad luck

Your sunglasses stolen, a dent in your car or a broken phone. Do you know that you can save if you don't claim these kinds of small damages from your insurer right away? With Deck, you only insure the breakdowns you really can't afford. This prevents waste and more importantly - you pay a lower premium.

Deck makes every effort to keep your premium low and prevent fraud. To do so, they apply three principles:

All your insurance under one roof

You bring all your important insurances to one party. This is not only convenient, but also results in a competitive premium. Your basic package with Deck includes contents, buildings (if you own your own home and are not insured through the VVE), liability and travel.

An excess of € 500, € 750 or € 1,000

With Deck, you only insure the damage you cannot bear. You pay the rest yourself. The higher your excess, the lower the premium.

Deck repairs where it can.

By not transferring money and repairing the damage, we take work off your hands and give frequent claimers and fraudsters no chance.

All your private insurance in one package

Through Deck, you insure your belongings and those of your family. Depending on your situation, the insurance package includes home contents, buildings, liability and permanent travel insurance. If you want, you can easily add car, moped and motorbike insurance.

Deck's buddies
We can't do this alone. To carry out our ideas all the way to your phone, we have not engaged the least of parties. May we introduce to you:

Risk Carriers:
We work with Nationale Nederlanden, a.s.r. , Rhion and Unigarant. These wealthy risk carriers ensure that the big breakdown can be paid for. They have years of experience in carrying risks.

Voogd & Voogd:
Our 'ground control' that ensures we keep both feet on earth. Voogd & Voogd handles the administration. This party is a rock in the business with over 100 years of experience in insurance. Deck works with Voogd & Voogd because, like us, they are nice and efficient. This is partly because they have a state-of-the-art ICT company which they continue to develop. A perfect match therefore.