Our story

At Deck, we reward the 'smarter ones': people who only insure what they cannot bear themselves. The waste we take out of insurance together, we give back to you through a competitive premium. Our aim is to banish waste and fraud from insurance. Did you know that 75% of all claims are under €1,000? We do this by going back to the basics of insurance: we are there for claims you cannot bear on your own.

Deck believes in combining online convenience with personal service from advisers. So you can chat with us, and with an adviser instead of a bot. And, of course, you can reach us by phone. You can call us without a drop-down menu.

Why is the premium significantly lower with us?

Your sunglasses stolen, a dent in your car or a broken phone. Of course, you can claim any kind of damage from your insurer. But do you know that you can save a lot if you do not immediately claim these kinds of small damages with your insurer? With Deck, you only insure the breakdowns you really cannot afford. This avoids waste and more importantly - you pay a lower premium.

This is how we keep our premiums low

Deck makes every effort to keep your premium low and prevent fraud. To do so, they follow three principles:

All your insurance under one roof

You bring all your important insurances to one party. This is not only convenient, but also results in a competitive premium. Your all-in-one insurance with Deck includes contents, buildings (if you own your own home and are not insured through the VVE), liability and travel. You can choose an excess of €500, €750 or €1,000. So you decide up to what amount you can bear the damage yourself, and from what point you call in your insurance to help. The rest you pay yourself. The higher your excess, the lower the premium.

Deck repairs where it can.

By not transferring money and repairing the damage where we can, we take work off your hands and don't give many-claimers and fraudsters a chance. This allows us to offer more competitive premiums.

All your private insurance in one package

Through Deck, you insure your belongings and those of your family in one convenient bundle. Depending on your situation, the insurance package includes home contents, buildings, liability and continuous travel insurance. If you want, you can easily add car, moped and motorbike insurance.

Deck's buddies

In case you are thinking now: how does Deck get all this done? We don't do this alone, of course! To bring our ideas to life and get them directly to your phone, we partner with some of the best. We are proud to introduce them to you:

Our risk carriers
We work with renowned risk carriers such as Nationale Nederlanden, a.s.r., Rhion and Unigarant. Thanks to their financial clout, unexpected setbacks are covered. With their years of experience in risk management, they offer reliable security.

Voogd & Voogd
Our 'ground control' that keeps us firmly with both feet on the ground: Voogd & Voogd. They handle our administration and bring over 100 years of experience in insurance. Deck deliberately chooses this partnership because Voogd & Voogd works as efficiently as we do. As a progressive ICT company that continuously innovates, it completes the picture. A perfect match.